The deposit required for a mortgage varies, but typically lenders expect a minimum deposit of around 5% to 20% of the property's value. The exact amount will depend on various factors, including your financial profile and the type of mortgage you choose.

The best mortgage rate depends on multiple factors, including market conditions, your credit score, and the type of mortgage product you select. We offer a range of competitive mortgage rates tailored to your needs. Our mortgage specialists can help you find the most suitable rate for your situation.

The property value you can afford to buy depends on factors such as your income, expenses, outstanding debts, the deposit you have available, and the amount you can borrow. By assessing your financial situation, we can provide guidance on the property value range that aligns with your affordability. Before viewing a property, it is encouraged that you first seek professional help from a mortgage specialist who can provide you with a Decision in Principle (also known as Agreement in Principle). With this, you can have a better understanding of the property value available to you and therefore give you confidence when you go shopping for your dream home.

Yes, being self-employed does not stop you from getting a mortgage. Lenders have specific criteria for self-employed applicants, including assessing your income stability and business history. We have mortgage options available for self-employed individuals, and our experts can guide you through the process.

The duration of a mortgage application can vary depending on several factors, such as the complexity of your financial situation and the efficiency of document submission. On average, the process takes around 4-6 weeks, but we strive to make it as smooth and efficient as possible for you. We will always keep you informed as having open communication is a key value in our business.